Understand Your Financing Options for Your Next Vehicle

As much as we'd like to reward our dedicated customers in Raleigh with a free vehicle, we know that does not serve as a practical option. Fortunately, when you buy a car from Westgate Chrysler Jeep Dodge Ram, you can explore several different payment options to help you save some money and find something that fits comfortably within your price range. Durham drivers have three main options for pursuing a new vehicle, including buying, financing, and leasing.


To avoid ongoing monthly payments in Garner, some people choose to pay in full for their Jeep Grand Cherokee or Chrysler Pacifica. You can negotiate a price with Westgate Chrysler Jeep Dodge Ram and then write a check for that amount in this option. While this option prevents ongoing monthly payments, you may miss out on incentives related to financing or leasing that make these options less expensive, even with interest. If you prefer to live debt-free, though, buying a car remains your best option.


If you want to own your Dodge Charger or Ram 1500 outright, but you don't want to pay for it all upfront, then financing remains the way to go. This option divides the vehicle's cost into equal monthly payments that you pay for a specific term. The most common term remains 60 months, although other terms come as an option for Cary, Durham, Garner and Apex drivers. Typically, the shorter your term, the lower your interest rates. Since we work with a variety of lenders, you can typically get a desirable interest rate. We'll work hard to get you a great deal, even if you've had some financial difficulties in the past.


A lease remains your best option for someone who prefers always to have the newest Dodge Challenger or Jeep Patriot. Rather than paying for the vehicle's full value, a lease has you financing only the amount of predicted depreciation over the selected term. This means that you typically end up with lower payments than you would when financing a vehicle. Plus, since you replace your car at the end of the term, you'll always feel assured of having the latest safety and technology features on your vehicle. To learn more about the buying options available to you, contact us today.

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Westgate Chrysler Jeep Dodge Ram

6421 Old Westgate Rd
Directions Raleigh, NC 27617-4630

  • Sales: (919) 899-0791


  • Monday 08:30AM - 08:00PM
  • Tuesday 08:30AM - 08:00PM
  • Wednesday 08:30AM - 08:00PM
  • Thursday 08:30AM - 08:00PM
  • Friday 08:30AM - 08:00PM
  • Saturday 09:00AM - 08:00PM
  • Sunday 12:00PM - 06:00PM